I Believe That a Short Sale May Be Your Best Solution if You Are Upside Down in Your Home by More Than You Can Save in One Year.  

The reality of today's housing market:  Homes along the lakeshore have lost 40-60 percent of their values since the peak in 2005.  Based on all the information that I have seen from economists, seminars and other industry professionals, I expect lakeshore-area home values to continue to decline over the next few years, so the situation is not going to change anytime soon.

Seventy-five percent of the people who have approached me in the last several years to sell their homes are "upside down" - -they owe more than their homes are worth.  It is not unusual to be in this situation, particularly if you purchased your home or remortgaged when the home values were at their peak.  

As the need for performing short sale transactions grew in our area, I began doing more and more of then for my clients.  I focused on learning the short sale business inside-out to help financially-stressed homeowners from all walks of life, because sometimes bad things happen to good people, and I think everyone deserves a second chance.  In addition, I understand how sensitive financial matters are, and confidentiality is one of my top priorities throughout the process.  

It's Important to Have an Expert on Your Side.

My expertise in short sale negotiations has helped many of individual homeowners eliminate $25,000-$200,000 worth of debt so that they could get out from under a mortgage and avoid bankruptcy.  The key to being successful with this is acting quickly; the longer you wait, the more difficult it may be to reach a favorable resolution.  Typically, I can get the bank to pay ALL of the closing costs, back taxes and even real estate commissions.  Many of my clients haven't had to pay anything.

I have established a successful track record across the greater Holland/Lakeshore community, with a 95 percent success rate in short sale transaction closings, much higher than the national average of 17 percent.  I have a reputation for client confidentiality, empathy and support throughout the short sale process.  

A short sale is the right decision in many cases.  If it is right for you, you will want an expert working on your transaction, to ensure the best possible financial outcome for you.  Call me at 616-886-6766 to explore your options today.